How to Get Financing

Summary


Everyone in the industry will tell you that getting financing is the first step to buying a house. It should come before looking at property. It should come before calling a Realtor. And it must come before making an offer.

There are two reasons for this: it gives buyers an idea of what price range to shop in, and it keeps real-estate agents from wasting time working with someone who will not be able to qualify for a loan.

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Extract


How to Get Financing

"You don't want to get set on a neighborhood, school district or area and find out you don't qualify," said Mike Berrios, a loan officer with Integrity Home Finance in Rancho Cucamonga.

So what's the first step in getting fin...

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